Mortgage and refinancing for residential and commercial properties in Connecticut, Floirida, New Jersey and New York states.

Real reviews from real people...

Rated 4.9 stars

Over 600 five-star reviews

Ratings and reviews are current as of January 2021 and earlier. They were extracted directly from the Google, LendingTree and Zillow review sites. While we will be updating this page periodically, we encourage you to click on each company’s logo (above) to see the most recent reviews for Silver Fin Capital.

E Medina

I recently had the pleasure working with Omar. Going into the whole first time buying a house experience i was extremely nervous of what to expect, but Omar made the process crystal clear. He walked me through the process, made sure i understood everything and that all my questions were answered. He never spoke to me like a customer but like a friend and i really appreciated that since i am in sales. Thank You very much Omar for all your help and will certainly be contacting you on my future homes.

Sean McGann

I worked with Michael Perlman, who was absolutely fantastic.  Michael was able to provide us with a customized solution that we could not find anywhere else.  Although the mortgage was unique, Michael delivered on time and was extremely responsive, patient, and reassuring throughout the entire process.  I always felt like Michael's top priority, which was greatly appreciated as this was my first home buying experience.

Christopher Caligiuri

I had the pleasure of working with Michael Perlman at Silver Fin Capital on a mortgage refinance, and couldn’t be happier! Michael is a consummate professional, extremely responsive and always had my best interest at heart. He worked quickly, efficiently and creatively to get me the best possible loan product to suit my needs, at the lowest possible rate! He always has his finger on the pulse of the market and was able to secure my rate of 2.875% the last possible day before the market went south, saving me thousands over the life of my loan! I strongly endorse Michael and his team at Silver Fin Capital for anyone in the market for a home purchase or refinance!

Nora Gerstein

Rich and Stacey made refinancing our home as simple as possible, always taking time to patiently explain documents we were signing, the difference between options, etc.  (And years ago, when I first spoke with Rich, he even advised me that it wasn't worth refinancing at the time - demonstrating his integrity and honesty). This time, now that it clearly was worth it, we ended up with a great rate, and closing much faster than we originally anticipated. We highly recommend Silver Fin Capital!

Eric

Silver Fin provides the best financial services. I’ve worked with Michael Perlman twice and each time he offers the best professional advice and takes care of issues promptly. He helped me complete the execution according to plan and took care of many unexpected issues. I can count on them to achieve my financial needs.

Zach Parker

Mike and his team at Silver Fin Financial did an extraordinary job handling our loan.  They got us an incredible rate and helped us every step of the way.  They took the time to answer all of our questions, and we never felt like we couldn't get in touch with them.  We are first time buyers, and far from the easiest clients to deal with, but they managed to get us approved and for a great rate!

Kevin Kerley

We worked with Justin Greenberg on a cash out refinance after a huge home renovation. Justin was there every step of the way to help us with any questions we had and he tried to do what was in our best interest. Whether it be waiting mortgage rates on a daily basis or being able to offer us more cash out or lower rates when our home appraised higher than expected.  Just in was always there to explain the options and help us make a decision we we're comfortable with. Highly recommend.

Paul Martin

Nothing but great things to say about Justin Greenberg and his work refinancing my home mortgage to pay off debit and get cash back.  From start to finish took less then a month and the process couldn’t have been easier. Communication was excellent and he was always availabe to answer my questions...highly recommended!!!

Michael Kim

Just closed on a house with Justin Greenberg. He was nothing but professional. He is always available no matter what time or day I contacted him. Highly recommend!!!!

Caterina Sastri

Justin Greenberg is great. He recently helped a client of mine who was purchasing his first home.  He explained everything in great detail and provided Top notch service to him and his fiancee.  I will definitely refer him again!

Jared B

Seth Feinman was awesome to work with. He explained everything to us and was always available to answer any questions we had. He got us a real good rate lock and helped us constantly along the process. Seth is real good at what he does and is a great guy. Highly recommended!!

DoYoung Park

I am so so grateful to my realtor who recommended me Richard Pisnoy. He found the right mortgage, with great interest rate (better than the bank that I negotiated with), is super supportive throughout the whole process. He is VERY attentive to your needs and always quickly responds to you. I strongly recommend him!!

Shane Hatcher

Michael DeLeonardis is the BEST of the BEST! He made getting our mortgage so easy and fast. This was my ninth mortgage and my best experience yet. Michael went the extra mile to get us a great rate on a difficult product. Thanks Michael!!! - We couldn't have done it without you. Everyone at Silver Fin Capital is so professional and cares about the customer.

01Don J

By far one of the best mortgage experiences I have ever had. I worked with both Andrew Weinberg and Seth Feinman, and their responsiveness was incredible. Within minutes of sending an email, I would receive a response regardless of the time of day. Rates and fees were far better than other lenders, and most importantly everything that was discussed upfront was what we saw at closing. The technology at Silver Fin was extremely impressive. E-signature and secure upload made for a quick and easy process. We were ready to close weeks ahead of schedule, and all the credit goes to the team at Silver Fin. Thank you.

 

Greg from Huntington, NY

Couldn't have been a better experience. Call Silver Fin NOW!!!

As the former owner of a mortgage company, I know first hand when I've experienced a flawless transaction. Rich Pisnoy and his team at Silver Fin Capital Group are at the TOP of the mortgage game: excellent service, well educated on products, and a 17 day clear-to-close. Do yourself a favor: call Rich and his team at Silver Fin. They make it quick, easy, and efficient.

Robert from New York, NY

It was a successful experience

Michael Perlman was a pleasure to deal with. While the bank placed numerous roadblocks he successfully was able to close a very good financial package for my wife and I. I choose Silver Fin because they arranged my previous refinance package.

Chris from Brightwaters, NY

Michael Perlman is a Rockstar!

I had the pleasure of working with Michael Perlman at Silver Fin Capital on a mortgage refinance, and couldn’t be happier! Michael is a consummate professional, extremely responsive and always had my best interest at heart. He worked quickly, efficiently and creatively to get me the best possible loan product to suit my needs, at the lowest possible rate! He always has his finger on the pulse of the market and was able to secure my rate of 2.875% the last possible day before the market went south, saving me thousands over the life of my loan! I strongly endorse Michael and his team at Silver Fin Capital for anyone in the market for a home purchase or refinance!

Mehran from Great Neck, NY

I worked with Michael Perlman on a mortgage refinance. He is a true professional and a pleasure to work with. His responsiveness is amazing !!!

I highly recommend him and Silver Fin Capital Group for anyone who is looking to get a home loan or refinance.

Anthony, Nesconset, NY

First time home buyer

Fernando Radillo at Silver Fin Capital Group was amazing. He is a knowledgeable expert in mortgage lending and made our first time home buyer process simple. His attention to detail and responsiveness is what you would expect from a true professional. Thank you again for everything.

Alexandra from Queens Village, NY

Bob Hetherington saved the situation

We were about to give up on the idea of having a new home for our new family. We already each had a house and had a hard time negotiating with the bank on our own. Bob reached out via a “cold call”. I never knew who he was or whether he was trustworthy. But he was persuasive enough for us to believe once again that our future is ahead of us and we just had to keep going and not give up.

Bob provided excellent guidance what evidence of income/assets was required to meet the requirements of that lander. He selected the lander who could best suite our needs and do the job quickly.

Bob always emailed or called when I needed him, I never was alone in the battle of obtaining mortgage financing.

Bob is professional, efficient, intelligent and brings great value to the buyers like me and my husband by proving the excellent service!

Mir from Howard Beach, NY

A truly memorable experience.

I am glad to have Michael Perlman by my side as my home mortgage dealer. There were some issues on my end but Michael handled them gracefully and professionally. With his help, we were able to close the deal within two weeks and I personally learned a lot from the process. Keep it up Michael and Silver Fin Capital Group!

Milan from Brooklyn, NY

Awesome Experience

Justin Greenberg and his team were very professional and helpful. He answered all my questions promptly and helped me through the process.

Glenn from Woodside, NY

Fernando is Incredible!

Fernando was terrific throughout the entire process. He was responsive, informative and really demystified the process of securing a loan for me. I highly recommend him to anyone looking for a loan.

Inara, Smithtown, NY

Omar Brito was amazing

Omar is so honest, reliable, quick, and truly cares! He helped me with my loan. I had to switch brokers during my purchase, because other tried to increase my rate! Omar answer your calls day and night and weekends! I couldn’t be happier with the service. Amazing group of people that will make it happen!

Omar, Forest Hills, NY

Great experience

Working with Richard Pisnoy was a great experience. By walking me through the process step by step, he removed much of the ambiguity and fuzziness around the purchase process. He was always pleasant, super responsive, and took the time to make sure I was comfortable with next steps.

Anthony, Neconset, NY

First time home buyer

Fernando Radillo at Silver Fin Capital Group was amazing. He is a knowledgeable expert in mortgage lending and made our first time home buyer process simple. His attention to detail and responsiveness is what you would expect from a true professional. Thank you again for everything.

Don, Emerson, NJ

Incredible Service

By far one of the best mortgage experiences I have ever had. I worked with both Andrew Weinberg and Seth Feinman, and their responsiveness was incredible. Within minutes of sending an email, I would receive a response regardless of the time of day. Rates and fees were far better than other lenders, and most importantly everything that was discussed upfront was what we saw at closing. The technology at Silver Fin was extremely impressive. E-signature and secure upload made for a quick and easy process. We were ready to close weeks ahead of schedule, and all the credit goes to the team at Silver Fin. Thank you.

Peter Rosenberg from Port Washington, NY

Dave is very professional and easy to work with. We had a tight window to attain financing and were able close on our property within the time constraint and with no surprises.

Bill Bodouva from Port Washington, NY

Rich offered the lowest rate 3.65% and a creative approach; rather than refinance,...

Through the years, I've worked with many mortgage bankers and brokers. In 2013, I received competitive rates to refinance a multi-million dollar loan for my personal residence in Sands Point NY. My adjustable rate mortgage was 8.75%. Rich offered the lowest rate 3.65% and a creative approach; rather than refinance, prepay the balance of my existing mortgage and initiate a first mortgage rather than a refi. This saved me thousands of dollars per month for the life of the loan. Rich was the only lender that provided this insite and the ability to see this 6 month process through. Rich Pisnoy, the principal of Silver Fin Capital is a true professional and a pleasure to work with, I recommend him highly.

dnskobi from New York, NY

Great to work with David Schindel

I tried to refinance my loan from FHA to convenentional with David over a year ago, first my appraisal fell short of what was expected along with my debt. David did not give up on me, he continued to keep in-touch. After a year we started the process again and still feel short on appraisal. David recommended we do a streamline since my PMI was high and I finally got approved in September 2016. Why I highly recommend David is, he is a good communicator, by text, phone and email. Responding to questions late in the night. He works with different banks and is able to select the best bank that can handle your needs. I was promised zero closing cost and I got it. What he promises is what he delivers. I am still working to change my loan from FHA to conventional and David will be there for me.

DJ Emerson, Emerson, NJ

Talent and technology at its finest!

By far one of the best mortgage experiences I have ever had. I worked with Andrew Weinberg, and his responsiveness was incredible. Within minutes of sending and email, I would receive a response regardless of the time of day. Rates and fees were far better than other lenders, and most importantly everything that was discussed upfront was what we saw at closing. The technology at Silver Fin was extremely impressive. E-signature and secure upload made for a quick and easy process. We were ready to close weeks ahead of schedule, and all the credit goes to the team at Silver Fin. Thank you.

user11288494 from Guttenberg, NJ

Great service!!

I was a first time buyer and Michael Perlman was extremely patience and helpful to me. He was very thorough in explaining every detail and procedures with me. I will use these guys again for my next mortgage requirements.

glagasse, NY

The Best Mortgage Broker Around!

Can’t say enough great things about what David Schindel does within the mortgage and refinancing business..He says what he means and means what he says! Most importantly, he’s honest, extremely reliable and always does the right thing to help you in the process. He’s incredibly responsive to all methods of contact, whether it be by email or by phone..It’s quite impressive actually..Look no further for all your mortgage needs..David is by far the best around and I will not hesitate to use him again in the future.. Highly Recommended! Thanks again DS!

user11288494, N Bergen, NJ

Great service!!

I was a first time buyer and Michael was extremely patience and helpful to me. He was very thorough in explaining every detail and procedures with me. I will use these guys again for my next mortgage requirements.

mdklamie, Thornwood, NY

Very satisfied Homeowner

Michael is a pleasure to work with. He is knowledgable as well as professional and always very responsive. Michael made sure everything went timely and smoothly!

Yves Bony, Jersey City, NJ

Our loan orginator has helped us purchase our 1st home a little over a year ago and came through when the previous mortgage broke almost closed the door on me near the end. He dove in just in time to actually close the deal on my 1st home and I am very, very thankful till this day. His expertise made thing a little less hectic. It's like playing football he was the fullback and I was the running back and he guided me to make the touchdown. I'm working on something else and I'm currently using him again.

zuser20161005070319583, New York, NY

Great Experience

Through a recommendation from friends I engaged Richard to assist me with the purchase of my first home. I have been extremely impressed by Rich's reliable, professional and approachable way of working. As buying my first home was a very new experience for me I was somewhat daunted by the process. Rich's patient, methodical, thorough and transparent approach has been very reassuring, alongside his willingness to answer my many basic questions and his proactivity in ensuring I was able to secure a low interest rate for my loan. I would highly recommend Silver Fin Capital and will definitely return for any future mortgage matters.

zuser20140814105957795, Commack, NY

FHA 1st time home owners and our experience with David was incredible!!!!!!!

Let me start off by saying that David is everything and more that is described on every single review on this website. Being that we had never dealt with a home purchase before I had a million question and David always answered and kept us at ease at any given time. He is extremely knowledgeable and went out of his way to make sure we understood everything about FHA Mortgages and the process. Our closing was a DREAM!!!! David and his team are fantastic and do not skip a beat. We truly received impeccable service and would use them again in a heartbeat.. I'm so happy we choose him to go through this process with.

Home appraisal too low to qualify
for the desired loan amount:

Your situation doesn’t have to be this complicated. In fact, most aren’t. Silver Fin Capital always finds the best loan product for your unique situation.

SW1976:    "I had some appraisal issues with one property that I was looking to purchase. Things did not work out, but Bob Hetherington and Silver Fin Capital credited the appraisal fee towards the purchase of another property. That kind of customer service is difficult to find in any business."

Purchasing a home for the first time:

At Silver Fin Capital, we understand how stressful it can be to become a homeowner. We simplify the loan process so that buying your first home becomes an exciting experience.

JOSHALLY2123:    "I am a first-time homebuyer, and I was completely in the dark on how to apply for, let alone obtain, a mortgage. I was nervous and scared, and kept wondering how would do I do this. That was until our loan rep walked me through the entire process and found the best mortgage for me at a great rate. Any time an issue would come up he was on top of it, explained everything to me and put my interests first when negotiating with the lenders."

Dealing with the stress of refinancing:

KathyK:    "Refinancing has always been a stressful activity for me, so I was surprised and thrilled that my recent experience with Silver Fin Capital and Michael Perlman was a good one. Michael worked nonstop to ensure everything went smoothly, and when I hit some bumps in the road he was there with his expertise and helped me work through them. Silver Fin Capital and Michael Perlman have demonstrated what it is to truly work with the client to make refinancing a good experience."

LBshore:    "I want to take this opportunity to thank Richard Pisnoy and his staff at Silver Fin Capital for their efforts in helping us refinance our home in Long Beach. After the stress in dealing with all of the damage, cleanup, and restoration from Hurricane Sandy, having a problem-free and easy refi was welcomed and took a load off our shoulders. Their professionalism and caring was like a breath of fresh air!"

DHardman:     "I actually didn’t want to refinance because I heard that lenders were tightening their strings and making it difficult to get approved. I’m so glad I changed my mind. While I did recognize a lot more paperwork throughout the process, Fernando made it all easy by giving me step-by-step instructions. He simplified the process for me."

Complicated income documentation:

Although many lenders will refuse a borrower with complicated income, we work with several that understand entrepreneurs and independent contractors.

NewBuyer:    "As a self-employed entrepreneur, getting a home loan has never been harder. After trying with others, Silver Fin Capital helped us get an amazing home despite every hurdle that everyone in the process threw at us. They were confident, poised, professional, knowledgeable, and brilliant at making things happen for us. Successful entrepreneurs need folks like these!"

ugarles:    "We had a tricky file. At the time I was working as a freelancer with an itinerant work history, which meant that although my income was OK I was often not able to show "X" consecutive paychecks from the same employer. Andrew Weinberg stuck with us through the process, even after one bank decided to keep turning around our application every time my employer changed. He got us a second bank that met the excellent rate that the first bank was going to give us."

MrDewayne:    "I had a very difficult loan because of my income and my request for a super-jumbo loan. My Silver Fin Loan Originator has a vast knowledge of the products available and he laid out directions, what to expect, and how to get things done with the lowest costs and least headaches. Most people, when thinking of a mortgage, immediately get a headache or feeling of dread. Not me, after I contacted Silver Fin Capital."

Dealing with changing regulations:

All of our loan officers participate in continuing education to maintain their licenses and to keep current on developments in the mortgage industry. Our clients know they will always receive the most up-to-date information from Silver Fin Capital.

Tanta:    "Working in the financial sector and owning a home for years, I thought that I knew everything about a mortgage. I was wrong. The process has changed and so have the regulations. Silver Fin Capital and Richard Pisnoy went above and beyond all my expectations. From saving me money on mortgage tax by doing a CEMA to breaking down my confusing income correctly to setting up a closing in my office, they showed me that they are second to none."

What about a low credit score?

Silver Fin Capital has the experience to help you best manage a low credit score so that you can get a loan that’s right for you. A low credit score doesn’t have to be an obstacle. Silver Fin Capital can help you deal with this challenge and many others.

Sam1:    "I had some issues with my credit and finances, which at the time prevented me from getting the loan I wanted. While the other lenders I contacted basically blew me off, my Silver Fin Loan Originator laid out in great detail how to get my credit scores up along with doing some minor credit repair for me and showed me what I needed to get into the loan I most desired and that would be best for my family. My biggest surprise was that he would always gently contact me to see how things were and if there were any questions I had. This went on for over a year. Finally I got everything in order and was able to purchase a home on the terms I wanted. On top of it all Silver Fin Capital had the best rates and lowest closings costs."

PaulM:    "I was getting terrible rates and terms from other banks – some of them clearly didn't want my business! My credit is less than average, and my finances were not adequate, but my loan originator knew exactly what to do. He took the time to understand my situation and figured out exactly how to make my finances work for my refinance. If you want somebody who truly understands the business and takes the time to understand your situation, then look no further! And of course, the rates were the best I could find!"

Sandy:    "I used Silver Fin Capital on a recommendation from my husband. Our rep was very knowledgeable, honest and helpful. He even helped me improve my credit score so that I could get a better rate."

Frustration with other lenders:

Not all mortgage lenders share Silver Fin Capital’s passion for customer care. Whether the loan application is challenging or simple, all of our clients receive the same personal attention.

karenrebecca:    "We had a very trying mortgage experience with another vendor who made empty promises for weeks before we met our Loan Originator at Silver Fin Capital. He was amazing: sympathetic to our experience thus far, clear in his explanations and answers to us, no false promises, and available at all hours, day or night. In spite of delays on our end, he came through for us and managed to get our loan cleared and closed in under two weeks."

MCosta:    "Fernando Radillo and his team did my refinance when everyone else told me that I was unhelp-able. I love this company."

JohnNG:    "It's amazing to think that the last time I refinanced with another bank it took over 2 months and lots of headaches. This time around, Fernando Radillo took just 3 weeks to close and made it look very simple."

Aida:    "I knew going into the process that my loan was difficult. Other lenders stopped contacting me after the initial conversation. Silver Fin, however, stuck with me. He helped me navigate through my title issues and helped me get my credit from a 700 to a 740 so that I could not only just get my loan done but have the best interest rate possible, all at no extra charge. I was impressed with the amount of time our rep spent helping me to understand the loan process and everything involved in it. He even encouraged me to shop around; this way I knew I had the lowest rate possible. Not only did Silver Fin Capital have the lowest rate I could find, but they were by far the cheapest by way of closing costs."

Making Home Affordable.gov logo
Silver Fin Capital mortgage brokers, regularly rated in the TOP TEN each quarter by LendingTree.

Silver Fin Capital Group LLC

11 Grace Avenue, Suite 408,
Great Neck, NY 11021

NMLS ID: 12147

State of Connecticut: Department of Banking, Licensed Mortgage Broker Number 17302; State of Florida: Office of Financial Regulation, Mortgage Broker License MBR572; State of New Jersey: Department of Banking & Insurance, Residential Mortgage Broker License 0805907; State of New York: Department of Financial Services, New York Mortgage Broker Registration A006520. Nationwide Mortgage Licensing System and Registry (NMLS) Number: 12147

Loans are provided by third-party lenders and are subject to credit and lender approval. Mortgage brokers are not empowered to make mortgage loans. We seek out the best loan program for your specific situation from our extensive network of wholesale lenders. Lenders pay our fees. In most cases there is no cost to you for services provided by Silver Fin Capital. Copyright © 2014-2021 Silver Fin Capital.  Site design and maintenance by DesignStrategies.com.