At Silver Fin Capital, we understand how stressful it can be to become a homeowner. We simplify the loan process so that buying your first home becomes an exciting experience.
JOSHALLY2123: "I am a first-time homebuyer, and I was completely in the dark on how to apply for, let alone obtain, a mortgage. I was nervous and scared, and kept wondering how would do I do this. That was until Jason Schorr walked me through the entire process and found the best mortgage for me at a great rate. Any time an issue would come up Jason was on top of it, explained everything to me and put my interests first when negotiating with the lenders."
KathyK: "Refinancing has always been a stressful activity for me, so I was surprised and thrilled that my recent experience with Silver Fin Capital and Michael Perlman was a good one. Michael worked nonstop to ensure everything went smoothly, and when I hit some bumps in the road he was there with his expertise and helped me work through them. Silver Fin Capital and Michael Perlman have demonstrated what it is to truly work with the client to make refinancing a good experience."
LBshore: "I want to take this opportunity to thank Richard Pisnoy and his staff at Silver Fin Capital for their efforts in helping us refinance our home in Long Beach. After the stress in dealing with all of the damage, cleanup, and restoration from Hurricane Sandy, having a problem-free and easy refi was welcomed and took a load off our shoulders. Their professionalism and caring was like a breath of fresh air!"
DHardman: "I actually didn’t want to refinance because I heard that lenders were tightening their strings and making it difficult to get approved. I’m so glad I changed my mind. While I did recognize a lot more paperwork throughout the process, Fernando made it all easy by giving me step-by-step instructions. He simplified the process for me."
Your situation doesn’t have to be this complicated. In fact, most aren’t. Silver Fin Capital always finds the best loan product for your unique situation.
SW1976: "I had some appraisal issues with one property that I was looking to purchase. Things did not work out, but Bob Hetherington and Silver Fin Capital credited the appraisal fee towards the purchase of another property. That kind of customer service is difficult to find in any business."
Silver Fin Capital has the experience to help you best manage a low credit score so that you can get a loan that’s right for you. A low credit score doesn’t have to be an obstacle. Silver Fin Capital can help you deal with this challenge and many others.
Sam1: "I had some issues with my credit and finances, which at the time prevented me from getting the loan I wanted. While the other lenders I contacted basically blew me off, Courtney Trembone laid out in great detail how to get my credit scores up along with doing some minor credit repair for me and showed me what I needed to get into the loan I most desired and that would be best for my family. My biggest surprise was that he would always gently contact me to see how things were and if there were any questions I had. This went on for over a year. Finally I got everything in order and was able to purchase a home on the terms I wanted. On top of it all Silver Fin Capital had the best rates and lowest closings costs."
PaulM: "I was getting terrible rates and terms from other banks – some of them clearly didn't want my business! My credit is less than average, and my finances were not adequate, but Donny Janevski knew exactly what to do. He took the time to understand my situation and figured out exactly how to make my finances work for my refinance. If you want somebody who truly understands the business and takes the time to understand your situation, then look no further! And of course, the rates were the best I could find!"
Sandy: "I used Michael DeLeonardis on a recommendation from my husband. Michael was very knowledgeable, honest and helpful. He even helped me improve my credit score so that I could get a better rate."
Although many lenders will refuse a borrower with complicated income, we work with several that understand entrepreneurs and independent contractors.
NewBuyer: "As a self-employed entrepreneur, getting a home loan has never been harder. After trying with others, Silver Fin Capital helped us get an amazing home despite every hurdle that everyone in the process threw at us. They were confident, poised, professional, knowledgeable, and brilliant at making things happen for us. Successful entrepreneurs need folks like these!"
ugarles: "We had a tricky file. At the time I was working as a freelancer with an itinerant work history, which meant that although my income was OK I was often not able to show "X" consecutive paychecks from the same employer. Andrew Weinberg stuck with us through the process, even after one bank decided to keep turning around our application every time my employer changed. He got us a second bank that met the excellent rate that the first bank was going to give us."
MrDewayne: "I had a very difficult loan because of my income and my request for a super-jumbo loan. Courtney Trembone has a vast knowledge of the products available and he laid out directions, what to expect, and how to get things done with the lowest costs and least headaches. Most people, when thinking of a mortgage, immediately get a headache or feeling of dread. Not me, after I contacted Silver Fin Capital."
Not all mortgage lenders share Silver Fin Capital’s passion for customer care. Whether the loan application is challenging or simple, all of our clients receive the same personal attention.
karenrebecca: "We had a very trying mortgage experience with another vendor who made empty promises for weeks before we met Courtney Trembone at Silver Fin Capital. He was amazing: sympathetic to our experience thus far, clear in his explanations and answers to us, no false promises, and available at all hours, day or night. In spite of delays on our end, Courtney came through for us and managed to get our loan cleared and closed in under two weeks."
MCosta: "Fernando Radillo and his team did my refinance when everyone else told me that I was unhelp-able. I love this company."
JohnNG: "It's amazing to think that the last time I refinanced with another bank it took over 2 months and lots of headaches. This time around, Fernando Radillo took just 3 weeks to close and made it look very simple."
Aida: "I knew going into the process that my loan was difficult. Other lenders stopped contacting me after the initial conversation. Mr. Trembone, however, stuck with me. He helped me navigate through my title issues and helped me get my credit from a 700 to a 740 so that I could not only just get my loan done but have the best interest rate possible, all at no extra charge. I was impressed with the amount of time he spent helping me to understand the loan process and everything involved in it. He even encouraged me to shop around; this way I knew I had the lowest rate possible. Not only did Silver Fin Capital have the lowest rate I could find, but they were by far the cheapest by way of closing costs."
All of our loan officers participate in continuing education to maintain their licenses and to keep current on developments in the mortgage industry. Our clients know they will always receive the most up-to-date information from Silver Fin Capital.
Tanta: "Working in the financial sector and owning a home for years, I thought that I knew everything about a mortgage. I was wrong. The process has changed and so have the regulations. Silver Fin Capital and Richard Pisnoy went above and beyond all my expectations. From saving me money on mortgage tax by doing a CEMA to breaking down my confusing income correctly to setting up a closing in my office, they showed me that they are second to none."
Serving Connecticut, Florida, New Jersey and New York
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